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Healthcare Directive Guide

Combining a living will and healthcare proxy into one document — what it covers and why every adult needs one.

Updated 2026-08-11·5 min read·Reviewed by AG FinTax

A healthcare directive (also called an advance directive or medical directive) is a legal document that combines your healthcare wishes with a designation of who should make medical decisions if you can't. It's the most comprehensive healthcare planning document.

Healthcare directive vs. living will vs. healthcare proxy

  • Living will — specifies what treatments you do or don't want.
  • Healthcare proxy — designates who makes decisions for you.
  • Healthcare directive — combines both into one document.

Most states now recognize a unified healthcare directive that covers both.

What a healthcare directive covers

  • Designation of healthcare agent — the person you trust to make medical decisions if you're incapacitated.
  • Life-sustaining treatment — whether you want CPR, ventilators, feeding tubes, or dialysis if there's no reasonable chance of recovery.
  • Pain management — your preferences for pain relief, even if it may shorten your life.
  • Organ donation — your wishes about organ and tissue donation.
  • Artificial nutrition and hydration — whether you want tube feeding or IV fluids.
  • Mental health treatment — whether your agent can consent to psychiatric treatment on your behalf.

Choosing your healthcare agent

Pick someone who:

  • Knows your values — understands your beliefs about medical treatment and quality of life.
  • Can handle pressure — medical decisions are stressful and time-sensitive.
  • Will advocate for you — will follow your wishes even if family members disagree.
  • Is available — can be reached quickly in an emergency.

Name an alternate agent in case your first choice can't serve.

Make it legal

  • Sign in the presence of witnesses (and notary if required by your state).
  • Give copies to your doctor, hospital, healthcare agent, and family.
  • Review every 3–5 years or after any major health event.
  • Keep the original in an accessible but safe location.

A state-specific healthcare directive drafted to your wishes takes about ten minutes.

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This guide is general information, not legal, tax, or accounting advice for your specific situation. State rules and fees change. For decisions that matter, review your plan with a licensed professional — AG FinTax's CPAs are available. See our disclaimer.